Privacy Policy
Effective Date: January 1, 2026
United Bank is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our banking services, visit our branches, access our website, or interact with us through any other channel.
1. Information We Collect
- Personal Information: Name, address, date of birth, Social Security Number, government-issued ID
- Financial Information: Account numbers, transaction history, credit history, income information
- Contact Information: Phone number, email address, mailing address
- Technical Information: IP address, browser type, device information, cookies, and usage data
- Verification Information: Answers to security questions, biometric data (when applicable)
2. How We Use Your Information
- To provide, maintain, and improve our banking products and services
- To process transactions and manage your accounts
- To verify your identity and prevent fraud
- To communicate with you about your accounts, services, and promotional offers
- To comply with legal and regulatory requirements
- To personalize your experience and improve our website functionality
3. How We Share Your Information
We do not sell your personal information. We may share your information in the following circumstances:
- With your consent or at your direction
- With service providers who assist us in operating our business (under confidentiality agreements)
- To comply with laws, regulations, legal processes, or governmental requests
- To protect the rights, property, or safety of United Bank, our customers, or others
- In connection with a merger, acquisition, or sale of assets (with notice to affected customers)
4. Your Rights and Choices
- Access and update your personal information through Online Banking or by contacting us
- Opt out of certain marketing communications
- Request restrictions on certain uses or disclosures of your information
- Ask questions about our privacy practices at any time
5. Data Security
We implement administrative, technical, and physical safeguards designed to protect your information from unauthorized access, alteration, disclosure, or destruction. These include encryption, secure servers, access controls, and employee training.
6. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your experience, analyze usage, and personalize content. You can manage cookie preferences through your browser settings.
7. Third-Party Links
Our website may contain links to third-party websites. United Bank is not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.
8. Children's Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of material changes by posting the updated policy on our website or through other appropriate means. Your continued use of our services constitutes acceptance of the updated policy.
10. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact:
United Bank Privacy Office
[Street Address]
City, State ZIP Code
Phone: 800.327.9862
Email: privacy@bankwitunited.site
United Bank is committed to complying with all applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and the California Consumer Privacy Act (CCPA), where applicable.